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Block Inc (XYZ)

Financial Services
Servicios Financieros
sensible a tipos de interés

Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers commerce products for restaurants, appointments, retail, point of sale, online, online checkout, and invoices, as well as virtual terminals, risk and order managers, and payment and commerce application programming interfaces; managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; direct deposit, cash boost, and tax preparation services; and Afterpay, a buy now, pay later platform. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and proto. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.

Precio Actual

$69.55
-0.87% vs día anterior

Capitalización

42B

Desviación

+145.30%

Y/Y Growth

8.5%

EBIT Margin

9.9%

ROIC

-1%

PEG Ratio

2.87

ROE

1.8%

3Y EPS Growth

7.7%

Net Debt / EBITDA

1.2x

Proyecciones CAGR

Proyecciones de tasa de crecimiento anual compuesta basadas en diferentes modelos de valoración. CAGR EV/FCF es la métrica principal.

CAGR EV/FCF
-6.7%
CAGR EV/FCF (2026):
-59.2%
CAGR Prom.:
-0.6%
CAGR P/E:
4.3%
CAGR EV/EBITDA: -5.0%
CAGR EV/EBIT: 5.1%
Precio de compra para +15%:
$24.43

Múltiplos de Valoración

Múltiplos de valoración utilizados para las estimaciones de CAGR y precios objetivo.

P/E
22x
(Fair: 24x)
EV/FCF
15x
EV/EBITDA
10x
EV/EBIT
18x

Gráfico de Evolución del Precio

Precios Objetivo FCF

Precios futuros estimados de la acción basados en proyecciones de flujo de caja libre.

Calculadora de Sensibilidad

Compara el CAGR de tu valoración con el que resultaría al aplicar diferentes múltiplos (LTM y Fair P/E).

Mercado LTM P/E
49x
Fair P/E
24x
CAGR EV/FCF
Tu Múltiplo: 15x
-6.7%
18.2%
2.5%
CAGR P/E
Tu Múltiplo: 22x
4.3%
22.4%
6.1%
Tu CAGR
CAGR con LTM
CAGR con Fair P/E

Notas

Rendimiento Histórico vs. Índices

Rendimiento anual (YTD) de la acción comparado con índices y materias primas de referencia.

Media vs. Bitcoin
-256.47%
Media vs. Gold
+28.72%
Media vs. Bono USA 7-10y
+39.81%
Media vs. Bono USA 1-3y
+38.96%
Media vs. Bono USA 20+y
+40.96%
Media vs. Dow Jones
+27.67%
Media vs. S&P 500
+25.43%
Media vs. NASDAQ 100
+19.51%
Media vs. MSCI World
+27.81%
Media vs. Russell 2000
+30.94%
Media vs. STOXX Europe 600
+33.94%
Rendimiento anual de cada inversión. La línea discontinua marca el 0% (punto de equilibrio).
Año
Rendimiento XYZ
Rendimiento Bitcoin
Rendimiento vs. Bitcoin
Rendimiento Gold
Rendimiento vs. Gold
Rendimiento Bono USA 7-10y
Rendimiento vs. Bono USA 7-10y
Rendimiento Bono USA 1-3y
Rendimiento vs. Bono USA 1-3y
Rendimiento Bono USA 20+y
Rendimiento vs. Bono USA 20+y
Rendimiento Dow Jones
Rendimiento vs. Dow Jones
Rendimiento S&P 500
Rendimiento vs. S&P 500
Rendimiento NASDAQ 100
Rendimiento vs. NASDAQ 100
Rendimiento MSCI World
Rendimiento vs. MSCI World
Rendimiento Russell 2000
Rendimiento vs. Russell 2000
Rendimiento STOXX Europe 600
Rendimiento vs. STOXX Europe 600
2026
YTD en Vivo
6.75%3.95%+2.81%4.06%+2.69%0.23%+6.52%-0.04%+6.79%1.03%+5.72%2.32%+4.44%1.57%+5.18%1.88%+4.88%1.62%+5.13%4.62%+2.13%2.27%+4.48%
2025
-24.97%110.77%-135.74%26.96%-51.92%-3.73%-21.24%0.05%-25.02%-11.17%-13.80%12.80%-37.77%24.01%-48.98%30.78%-55.75%17.88%-42.85%10.80%-35.77%5.50%-30.47%
2024
17.68%153.66%-135.98%11.76%+5.93%-0.15%+17.83%0.98%+16.70%-2.54%+20.22%13.74%+3.94%24.73%-7.05%44.52%-26.84%21.92%-4.24%15.78%+1.90%11.67%+6.01%
2023
19.66%-65.23%+84.89%0.78%+18.88%-15.93%+35.59%-5.00%+24.66%-31.00%+50.67%-9.40%+29.06%-19.95%+39.62%-33.89%+53.56%-19.70%+39.36%-22.50%+42.16%-13.29%+32.95%
2022
-61.69%60.33%-122.02%-6.24%-55.45%-4.15%-57.54%-0.98%-60.71%-5.94%-55.75%20.23%-81.92%28.79%-90.48%23.20%-84.89%21.22%-82.91%15.39%-77.08%21.66%-83.35%
2021
-26.97%301.93%-328.90%23.90%-50.88%8.33%-35.30%2.02%-28.99%15.12%-42.09%6.02%-32.99%15.29%-42.26%41.75%-68.72%12.94%-39.91%18.48%-45.46%-4.64%-22.33%
2020
240.97%88.85%+152.11%17.78%+223.19%5.55%+235.41%1.20%+239.77%10.91%+230.06%21.91%+219.06%28.34%+212.63%34.60%+206.36%25.23%+215.74%23.05%+217.92%23.42%+217.55%
2019
9.37%-71.79%+81.16%-3.12%+12.49%-0.97%+10.34%-0.24%+9.61%-3.17%+12.54%-6.03%+15.40%-7.01%+16.38%-5.30%+14.67%-11.16%+20.53%-13.00%+22.37%-13.42%+22.79%
2018
55.07%1,184.56%-1,129.49%11.93%+43.14%0.76%+54.31%-0.63%+55.70%6.03%+49.04%24.33%+30.74%18.42%+36.66%27.16%+27.92%19.45%+35.62%12.45%+42.62%7.16%+47.91%
2017
151.05%1,184.56%-1,033.51%11.93%+139.12%-1.15%+152.20%-0.02%+151.07%-1.91%+152.96%24.33%+126.72%18.42%+132.63%27.16%+123.89%19.45%+131.59%12.45%+138.60%7.16%+143.89%
Media38.69%295.16%-256.47%9.97%+28.72%-1.12%+39.81%-0.27%+38.96%-2.26%+40.96%11.03%+27.67%13.26%+25.43%19.18%+19.51%10.89%+27.81%7.75%+30.94%4.75%+33.94%

Historial de Valoración

Historial de cambios significativos en los factores de valoración y precios objetivo a lo largo del tiempo. Los valores resaltados indican un cambio respecto a la valoración anterior.

Fecha de Valoración
Y/Y Growth
EBIT Margin
Net Debt/EBITDA
P/E
EV/FCF
EV/EBITDA
EV/EBIT
Objetivo 2026
Objetivo 2027
Objetivo 2028
Objetivo 2029
Objetivo 2030
1/10/20268.5%9.9%1.2x22x(24x)15x10x18x$28.35$32.87$43.77$46.38$49.14
9/29/20258%9.6%-1.1x20x(25x)20x12x22x$40.80$44.06$58.57$61.33$64.22

Análisis de Outperformance

Rendimiento histórico vs índices principales y métricas de consistencia

Outperformance Promedio vs Índices

Rendimiento promedio comparado con los principales índices del mercado

Outperformance
Underperformance

Evolución del Rendimiento Año a Año

Rendimiento histórico con marcadores de mejores y peores años

🏆Best Year
2020
+240.97%
📉Worst Year
2022
-61.69%

Consistencia de Rendimiento

Porcentaje de años con rendimientos positivos

70%
7 of 10 years positive
Consistency ScoreExcellent
0%50%70%100%

XYZ shows moderate consistency with positive returns in 70% of years.