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Visa Inc (V)

Financial Services
Servicios Financieros
sensible a tipos
dividend achiever

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, bank accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services. The company also provides acceptance solutions, which include Cybersource and Authorize.net that provides new and enhanced payment integrations with ecommerce platforms, enabling sellers and acquirers to offer tailored commerce experiences; risk and identity solutions, such as Visa Advanced Authorization, Visa Secure, Visa Consumer Authentication Service, Visa Protect Authentication Intelligence, and Visa Provisioning Intelligence; and Visa Consulting and Analytics, a payment consulting advisory services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brands. The company serves merchants, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Precio Actual

$309.42
+0.03% vs día anterior

Capitalización

590B

Desviación

-11.03%

Crec. Y/Y

10.3%

Margen EBIT

68%

ROIC

31%

PEG Ratio

2.06

ROE

47%

Crec. EPS 3A

12.2%

Yield Div.

0.79%

Net Debt / EBITDA

0.2x

Último Análisis

03/2026
Fecha en la que se realizó la última valoración profunda de esta acción.

Proyecciones CAGR

Proyecciones de tasa de crecimiento anual compuesta basadas en diferentes modelos de valoración. CAGR EV/FCF es la métrica principal.

CAGR EV/FCF
15.2%
CAGR EV/FCF 2026:
12.4%
CAGR Prom.:
16.0%
CAGR P/E:
16.2%
CAGR EV/EBITDA: 16.9%
CAGR EV/EBIT: 15.7%
Precio de compra para +15%:
$287.47

Múltiplos de Valoración

Múltiplos de valoración utilizados para las estimaciones de CAGR y precios objetivo.

PER
25x
(Fair P/E: 33x)
EV/FCF
25x
CAGR EV/EBITDA
20x
CAGR EV/EBIT
20x

Gráfico de Evolución del Precio

Precios Objetivo FCF

Precios futuros estimados de la acción basados en proyecciones de flujo de caja libre.

Calculadora de Sensibilidad

Compara el CAGR de tu valoración con el que resultaría al aplicar diferentes múltiplos (LTM y Fair P/E).

Mercado LTM P/E
29x
Fair P/E
33x
CAGR EV/FCF
Tu Múltiplo: 25x
15.2%
18.6%
21.7%
CAGR P/E
Tu Múltiplo: 25x
16.2%
19.7%
22.8%
Tu CAGR
CAGR con LTM
CAGR con Fair P/E

Reverse DCF

Crec. Implícito del Mercado2.7%
Tu CAGR EV/FCF15.2%
2.7%15.2%
Margen de Seguridad: +12.4pp

Rentabilidad mínima que exiges a tu inversión. Refleja el coste de oportunidad y el riesgo.

Múltiplo EV/FCF al que se valorará la empresa al final del periodo de proyección.

Notas

Rendimiento Histórico vs. Índices

Rendimiento anual (YTD) de la acción comparado con índices y materias primas de referencia.

Media vs. Bitcoin
-278.13%
Media vs. Gold
+5.19%
Media vs. Bono USA 7-10y
+16.83%
Media vs. Bono USA 1-3y
+15.93%
Media vs. Bono USA 20+y
+18.04%
Media vs. Dow Jones
+4.66%
Media vs. S&P 500
+2.08%
Media vs. NASDAQ 100
-4.05%
Media vs. MSCI World
+4.44%
Media vs. Russell 2000
+7.23%
Media vs. STOXX Europe 600
+10.87%
statistics.year
Rendimiento V
Rendimiento Bitcoin
Rendimiento vs. Bitcoin
Rendimiento Gold
Rendimiento vs. Gold
Rendimiento Bono USA 7-10y
Rendimiento vs. Bono USA 7-10y
Rendimiento Bono USA 1-3y
Rendimiento vs. Bono USA 1-3y
Rendimiento Bono USA 20+y
Rendimiento vs. Bono USA 20+y
Rendimiento Dow Jones
Rendimiento vs. Dow Jones
Rendimiento S&P 500
Rendimiento vs. S&P 500
Rendimiento NASDAQ 100
Rendimiento vs. NASDAQ 100
Rendimiento MSCI World
Rendimiento vs. MSCI World
Rendimiento Russell 2000
Rendimiento vs. Russell 2000
Rendimiento STOXX Europe 600
Rendimiento vs. STOXX Europe 600
2026
YTD en Vivo
-10.62%-10.01%-0.61%8.78%-19.40%-0.54%-10.08%-0.35%-10.27%-0.37%-10.25%1.75%-12.37%4.47%-15.09%6.89%-17.51%4.70%-15.32%11.11%-21.74%2.43%-13.06%
2025
11.55%110.77%-99.22%26.96%-15.41%-3.73%+15.28%0.05%+11.50%-11.17%+22.72%12.80%-1.26%24.01%-12.46%30.78%-19.23%17.88%-6.33%10.80%+0.75%5.50%+6.04%
2024
22.08%153.66%-131.57%11.76%+10.33%-0.15%+22.23%0.98%+21.10%-2.54%+24.63%13.74%+8.34%24.73%-2.65%44.52%-22.44%21.92%+0.16%15.78%+6.30%11.67%+10.41%
2023
25.54%-65.23%+90.76%0.78%+24.76%-15.93%+41.47%-5.00%+30.53%-31.00%+56.54%-9.40%+34.93%-19.95%+45.49%-33.89%+59.43%-19.70%+45.24%-22.50%+48.04%-13.29%+38.82%
2022
-6.17%60.33%-66.51%-6.24%+0.06%-4.15%-2.02%-0.98%-5.19%-5.94%-0.24%20.23%-26.40%28.79%-34.97%23.20%-29.38%21.22%-27.40%15.39%-21.56%21.66%-27.84%
2021
-0.48%301.93%-302.41%23.90%-24.39%8.33%-8.81%2.02%-2.50%15.12%-15.61%6.02%-6.50%15.29%-15.78%41.75%-42.23%12.94%-13.42%18.48%-18.97%-4.64%+4.16%
2020
14.45%88.85%-74.41%17.78%-3.33%5.55%+8.89%1.20%+13.25%10.91%+3.53%21.91%-7.47%28.34%-13.89%34.60%-20.16%25.23%-10.78%23.05%-8.61%23.42%-8.97%
2019
41.36%-71.79%+113.15%-3.12%+44.48%-0.97%+42.33%-0.24%+41.60%-3.17%+44.53%-6.03%+47.39%-7.01%+48.37%-5.30%+46.67%-11.16%+52.53%-13.00%+54.36%-13.42%+54.78%
2018
15.22%1,184.56%-1,169.34%11.93%+3.29%0.76%+14.46%-0.63%+15.85%6.03%+9.19%24.33%-9.11%18.42%-3.19%27.16%-11.93%19.45%-4.23%12.45%+2.77%7.16%+8.06%
2017
43.42%1,184.56%-1,141.14%11.93%+31.49%-1.15%+44.57%-0.02%+43.45%-1.91%+45.33%24.33%+19.09%18.42%+25.01%27.16%+16.27%19.45%+23.97%12.45%+30.97%7.16%+36.26%
common.average15.63%293.76%-278.13%10.45%+5.19%-1.20%+16.83%-0.30%+15.93%-2.40%+18.04%10.97%+4.66%13.55%+2.08%19.69%-4.05%11.19%+4.44%8.40%+7.23%4.77%+10.87%
Rendimiento anual de cada inversión. La línea discontinua marca el benchmark. 0% (punto de equilibrio).

Historial de Valoración

Registro de los cambios en los parámetros de valoración a lo largo del tiempo.

Fecha de Valoración
Crec. Y/Y
Margen EBIT
Deuda/Pat.
PER
EV/FCF
CAGR EV/EBITDA
CAGR EV/EBIT
Objetivo 2026
Objetivo 2027
Objetivo 2028
Objetivo 2029
Objetivo 2030
4/6/202610.3%68%0.2x25x(33x)25x20x20x$347.76$400.19$453.35$511.98$578.20
3/28/202610.3%68%0.2x26x(33x)26x20x21x$361.82$416.37$471.68$532.68$601.58
1/31/202610.5%68%0.2x26x(33x)26x20x21x$362.38$414.69$470.49$533.27$604.43
1/10/202610.1%68%0.2x26x(32x)26x20x21x$354.54$411.97$465.66$525.41$592.82
11/30/20259.9%68%0.2x26x(32x)26x20x21x$355.10$412.34$464.66$523.33$589.40
11/3/20259.9%68%0.2x28x(28x)28x21x22x$382.70$444.39$500.78$564.00$635.20
9/24/202510.2%68.2%0.2x28x(29x)28x21x22x$297.65$338.84$384.18$432.14$486.10

Historial de Dividendos

Evolución de los dividendos por acción y métricas de crecimiento.

Yield Actual
78.86%
Crecimiento (5A)
1,708.6%
Años Consecutivos
9